JBA Consulting Group

JBA Consulting Group, based in Lutherville-Timonium, operates as JBA Lending, specializing in asset-based hard money lending solutions. The company provides fast, hassle-free financing for real estate investors and developers through time-sensitive interim financing options.

JBA Lending was established through referrals from contacts with over forty years of lending experience, positioning the firm with deep industry expertise and proven track records. The company specializes in providing time-sensitive interim financing using non-owner occupied residential and commercial real estate as collateral, serving investors who need quick access to capital.

The firm's approach emphasizes speed and efficiency, with the ability to close loans in as little as 14 days and conduct on-site appraisals within 24-48 hours. Their streamlined process requires limited forms and documentation, removing typical bureaucratic barriers that slow down traditional lending processes.

JBA Lending offers flexible loan structures ranging from $25,000 to $5,000,000, with competitive rates between 9-12% and loan-to-cost ratios up to 85%. Their comprehensive loan products include funding for both purchase price and rehabilitation costs, making them particularly attractive to fix-and-flip investors and buy-and-hold property investors.

The company serves a diverse range of property types including single-family homes, multi-family properties, retail spaces, and mixed-use developments. Their loan products span bridge loans, construction financing, rehabilitation projects, new construction, condo conversions, land development, and short-term bridge financing solutions.